Finance that keeps Wide Bay businesses moving.
For tradies, farmers, transport operators and SMEs — vehicle, equipment and cash-flow finance structured around the asset, the intended use and your business circumstances.
Business finance categories
Business Vehicles
- Business Vehicle Finance
- Trucks & Trailers
- Fleet purchases
- Refinance of existing commercial assets
Equipment & Machinery
- Equipment & Machinery Finance
- Commercial Asset Finance
- Excavators, agricultural and construction machinery
- Workshop, medical and hospitality equipment
Cash Flow & Working Capital
- Cash Flow Finance
- Working Capital
- Invoice / debtor finance
- Trade and stock finance
- Insurance premium funding
Secured & Commercial Lending
- Secured Business Lending
- Commercial Lending
- Business expansion funding
Common vehicle & equipment finance structures
Availability, pricing and documentation differ between lenders. Please discuss taxation and accounting treatment with your accountant.
Chattel mortgage
The business owns the asset from day one; the lender holds a charge over it. Common for vehicles and equipment used predominantly for business.
Commercial hire purchase
Availability varies. The lender purchases the asset and the business hires it, taking title at the end of the term.
Finance lease
The lender owns the asset and leases it to the business for an agreed term. May suit certain equipment strategies.
Business Term Loan (Cash Loans)
A term loan providing funding to the business — commonly used for working capital, expansion or acquiring assets not suited to secured asset finance.
Tailored to how you actually operate
Common questions
Tell us what your business needs
A local commercial broker will call you back to discuss your requirements, structure and next steps.